Thursday, December 20, 2018
Defining Property and Casualty Insurance
Based in New York, New York, Daniel G. Hickey Jr. has served as chief executive officer of insurance advisory firm Roosevelt Road Capital Partners since 2009. In this capacity, Daniel Hickey Jr. oversees a team of property and casualty insurance specialists.
Property and casualty insurance refers to two separate, yet related, types of insurance that safeguard policyholders against various types of losses. Property insurance is the more straightforward of the two, including policies that cover the loss of or damage to owned items. In addition, policyholders may have coverage for any losses that stem from the interrupted use of the affected property. Homes, businesses, and equipment are all types of property that fall under the protection of these policies. Sometimes, property insurance will cover more specific types of items, such as works of art and shipped materials.
Casualty insurance covers a wider range of policies, the most common of which is liability insurance. This protects policyholders from liability when they cause the loss of another’s property or injury to their person. For instance, if someone causes an automobile accident, then liability insurance will protect him or her from needing to pay for the damages personally. Typically, liability stems from one’s negligence during the situation in which the losses occurred. Casualty insurance also encompasses an array of other areas, including workers' compensation and aviation policies.
Wednesday, October 31, 2018
Understanding the Linebacker Position in Football
New York business leader Daniel G. Hickey, Jr., is an experienced executive serving multiple companies throughout the tri-state area, including Westfield, New Jersey’s True and Associates and The Hotaling Group in New York City. Beyond his professional activities, Daniel Hickey, Jr., functions as vice president and head football coach with the Hudson Valley Knights, working primarily with linebackers and running backs.
The defensive standard of an American football team is often defined by the quality of linebackers on the field. Linebackers typically lead their team in terms of tackles made per game, as defensive linemen are responsible for matching up with opposing blockers and defensive backs are tasked with maintaining pass coverage. Linebackers, meanwhile, are required to read plays as they develop and quickly move into optimal tackling position. In order to do so, a linebacker may need to chase down a running play or interfere with a passing route, all while balancing zone and man-to-man coverages. Linebackers are often viewed as the chief communicators for a defense.
Most teams field three or four linebackers at a time. The 4-3 and 3-4 defensive formations describe four linemen supported by a trio of linebackers or three linemen ahead of four linebackers, respectively. Linebackers can vary in size and skill set, as the overriding quality all linebackers must possess is versatility. The position demands strength and speed in addition to a quick mind and a strong understanding of football tactics. A few of the most accomplished linebackers at the professional level include Dick Butkus of the Chicago Bears and the San Diego Chargers’ Junior Seau.
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